Australia's smart way to assess online risk

Check first.
Trust with confidence.

Chekka reviews online listings, messages, URLs and requests for hidden scam risks — so you can make safer decisions before you pay, click, meet or share your details.

MVP in development. Controlled beta planned before public launch.

Chekka product preview: web dashboard and mobile check result

Illustrative product preview.

Proudly Australian
Built for everyday Australians.
Private by design
Your data is handled carefully and securely.
No scare tactics
Plain-English guidance you can actually use.
Built for real people
Practical next steps before you pay, click or trust.

The cost of acting first, checking later

Sources: National Anti-Scam Centre · ACCC Targeting Scams (2024 and 2025) · ABS Personal Fraud 2024–25.

The problem
Most scam risk is below the surface — Chekka looks deeper. Above the waterline: looks legitimate, nice photos, good price, friendly seller, story checks out. Below the waterline: stolen images, fake documents, unsafe payment, urgency pressure, off-platform messaging, no recovery path.

Chekka does not guarantee that a transaction is safe. It helps users make better decisions by identifying risk signals before they act.

How Chekka works

Three simple steps to safer decisions.

Designed to be faster than the decision the user is about to make.

1

Submit

Paste a listing, URL, message, email or screenshot — whatever you've got.

2

Assess

Chekka reviews the signals, evidence and context across the whole interaction.

3

Decide safer

Get red flags, missing evidence and practical next steps before you act.

What Chekka can assess

More than just listings.

Chekka starts with the high-frequency consumer decisions and expands into higher-loss scam categories.

Listings & Ads

Marketplace, rentals, vehicles, electronics and more.

Messages

Suspicious chats, pressure tactics and payment requests.

URLs & Websites

Check links for fake sites, scam pages and phishing attempts.

Payment Requests

PayID, bank details, crypto wallets and payment instructions.

Identity & Documents

Requests for ID, verification scams and impersonation.

Next Steps

Know what to ask, what to verify and when to walk away.

Sample Chekka risk assessment report - page 1 preview

Want to see what a Chekka report looks like?

Here's a real 4-page sample showing how Chekka assesses a suspicious Facebook Marketplace listing.

Download sample report (PDF)
How the engine works
Messy signals, clear answer. Chekka's risk engine reviews multiple inputs — price, photos, seller profile, payment method, documents, messages, urgency, links, shipping claim — and produces a clear output: risk level, red flags, missing evidence, safer next steps.
What you get back
Not just a score — practical guidance. Chekka turns risk assessment into plain-English next steps: Proceed (low risk, looks good), Ask for proof (some gaps, get more evidence), or Walk away (high risk, too many red flags).
Example check result
Built for everyday Aussies
Toyota Hilux 2018 listing photo
7 photos
Toyota Hilux 2018
Ute · Diesel · Manual
$5,500 · Perth, WA
Overall Risk
High
Red flags found
  • Price well below market
  • Off-platform payment requested
  • Urgency — military deployment claim
View all red flags (3)
Missing evidence
  • Current ownership proof
  • VIN or registration check
  • Service history
View all missing (3)
Safer next steps
  • Request VIN and run a check
  • Ask for service history
  • Avoid paying a deposit
View full report

Illustrative example. Not a real listing.

Practical guidance.
Not just risk scores.

  • Clear explanation of red flags
  • What evidence is missing
  • What questions to ask
  • What to verify
  • When it's safer to walk away
See how it works
Community

Help us build the database that protects everyone.

Every story sharpens Chekka's risk detection — and helps the next person avoid the same trap. Share what happened to you, or what you nearly fell for. Anonymous, takes two minutes, no account required.

Tell us your story
What best describes your experience?
I lost money
I nearly got scammed
Suspicious listing I saw
Suspicious messages I received
Bad buyer behaviour
Bad seller behaviour
New scam pattern I noticed
Something else

All submissions are anonymised and used only to improve scam detection.

Share your story

A platform-agnostic trust layer for a fragmented scam problem.

No single marketplace, bank, browser, telco or regulator sees the whole scam journey. A consumer may see the listing in one place, continue the conversation elsewhere, receive a link through another channel and pay through a completely different method. That fragmentation is where scammers operate.

Chekka is positioned as a pre-transaction risk intelligence layer: the check a consumer reaches for before they act, regardless of where the interaction started. The initial wedge is marketplace listings, suspicious messages and URLs. The expansion path moves into higher-severity decisions including payment requests, investment offers, romance manipulation, rental deposits and job-offer fraud.

Commercially, Chekka begins direct-to-consumer and grows toward B2B2C partnerships with marketplaces, banks, insurers, telcos and consumer-facing services that benefit from reducing scam exposure for their own users. The same assessment engine can support multiple categories, channels and partner use cases.

Investor proof point

In 2024, four of the five highest-loss Australian scam categories — investment, romance, payment redirection and phishing — were either directly within Chekka's MVP scope or on its near-term roadmap.

For investors and partners

Why Chekka can become a scalable business.

Chekka is not trying to be another generic scam awareness website. It is building a structured consumer risk-intelligence engine that can be reused across multiple scam types, transaction types and distribution channels.

The product creates value in three ways: helping consumers avoid preventable losses, generating structured risk data across scam categories, and giving future partners a consumer-facing prevention layer that sits before disputes, chargebacks, complaints and reputational damage.

Pay for what you check.

Chekka uses a credit-based model. Consumers buy credit packs and spend credits on checks. Simple URL or message checks consume fewer credits. Deeper transaction, payment-request or investment-offer checks consume more. The model is designed for both everyday caution and occasional high-stakes decisions.

Starter pack

Try Chekka

A handful of credits for one-off checks. For first-time users testing the waters before a single trust-based decision.

Best for
A single listing, message or link.
Most popular
Everyday pack

Stay cautious

A practical credit balance for regular caution. For people who buy, sell or receive risky messages online often enough to keep Chekka on hand.

Best for
Active marketplace users and frequent recipients of suspicious messages.
Power pack

High-stakes ready

A larger credit balance with the best per-check value. For families, frequent users, or anyone weighing higher-value decisions.

Best for
Investment offers, vehicle purchases or rental deposits.

No subscription required. Credits valid for 12 months.

Your trust matters

Privacy. Transparency. Control.

Chekka is private by design. We only analyse what you submit to generate your report. Your data is never shared without your consent.

We don't store personal data
We don't share your checks
You stay in control

Chekka does not guarantee that any person, listing, message, link, payment request or transaction is safe. It helps users make better decisions by identifying risk signals before they act.

We've been on the wrong end of a scam. We don't want anyone else to be.

We started Chekka because the scam economy has moved faster than the tools meant to stop it. We have both been scammed personally, and we recently came close to losing thousands to a fake car listing complete with convincing photos, false documents and a story that held up under questioning. We were lucky. Most people are not. Chekka is what we wish we had before we trusted the wrong signals.

DC

Dave Cole

Co-founder
LinkedIn

Drives Chekka's product, commercial strategy and go-to-market. Has spent a career turning complex technology into clear customer value, and is focused on making consumer scam-risk intelligence simple enough for everyday use and credible enough for serious commercial adoption.

JC

Joanne Cradock

Co-founder

Shapes Chekka's user experience, risk-assessment logic and consumer narrative. Brings the everyday consumer lens to each product decision, with a focus on helping people slow down, verify and avoid preventable losses before the damage is done.

Frequently asked questions.

Scope, pricing, and what to expect from a Chekka assessment.

Does Chekka guarantee a listing, person or payment is safe?
No. Chekka assesses risk based on available evidence — we identify warning signs, missing evidence, and patterns associated with scams. We don't guarantee safety, and we always recommend you take additional steps to verify before paying or sharing personal information.
Does Chekka run a background check on people?
No. Chekka's People & Profile Checks assess public-profile information and behavioural risk signals only. We don't access private databases or run identity checks.
How many Check Credits does an assessment use?
Most Chekka checks use between 1 and 3 credits depending on depth. A Link Check or Payment Check is 1 credit; a Listing Check or Chat Check is 2 credits; a Full Deal Check (the most comprehensive) is 3 credits.
Do Check Credits expire?
Yes. Check Credits are valid for 12 months from purchase.
Can I buy a one-off assessment without committing to anything?
Yes. You can buy 1, 2 or 3 Check Credits without any subscription, auto-renewal, or saved payment method.
What's the difference between single credits and a pack?
Single credits (1, 2 or 3) are best for a one-off check. Packs (10, 20 or 50) cost less per credit and are best if you expect to run multiple checks. Credits from any purchase can be used across all Chekka assessment types.
What happens if Chekka can't make a confident assessment?
We show "Evidence Insufficient" with a list of what's missing. You can provide more information, or use the gaps as part of your decision.

More questions? Reach us at hello@chekka.ai.

Before you act, Chekka it.

Join early access and help shape the safer way to check online transactions.

Controlled beta planned ahead of public launch.

Want to be first to try Chekka?

Join the early access list and we will let you know when beta checks become available for listings, messages, links and payment requests.

For early investors

For early investors.

Chekka is currently in MVP build with a controlled beta planned before public launch. The public website is intentionally informative rather than fully transactional at this stage. The near-term goal is to validate demand, pricing, risk-assessment quality and willingness to pay across initial check types, then expand into higher-value scam categories where the pain and urgency are strongest.

Contact the founders